



第一天:business 第一篇+ R! q& ?( w; v; f& a6 z1 V4 C) q
I hope you’ve all finished reading the assigned chapter on insurance, so that you are prepared for our discussion today. But, before we start, I’d like to mention a few things your text doesn't go into. It's interesting to note that the insurance has existed in some form for a very long time. The earliest insurance policies we all called bottomry contracts, they provided shipping protection for merchants as far back as 3000 BC. In general, the contracts were often no more than verbal agreements. They granted loans to merchants with the understanding that if a particular shipment of goods was lost at sea, the loan didn't have to be repaid. Interest on the loans varied according to how risky it was to transport the goods. During periods of heavy piracy at sea for example, the amount of interest and the cost of loans went up considerably. So you can see how insurance helped encourage the international trade. Even the most cautious merchants become willing to risk shipping their goods over long distances, not to mention in hazardous weather conditions when they have this kind of protection available. Generally speaking, the basic form of an insurance policy has been pretty much the same since the Middle ages. There are four points that were salient then and remain paramount in all policies today...There were outlined in chapter six, and serves as the basis for the rest of today's discussion. Can anyone tell me what one of those points might be.5 ?4 Q1 ?7 U7 n+ ~6 I
7 x, c% ~ o. }$ _, I8 N% p之前听写过一遍,昨天又听写一次,感觉上次听得不对的地方,这次仍然出问题阿。看来俺上次真的是白听了。早上又跟读了几遍,感觉差不多能跟着复述出来了。另外有一个问题:感觉个人语速跟不上录音的速度,经常要慢个几秒种,录音读下一句的时候,我在读上一句,这样完全变成自个儿朗读了,感觉这样不是很好。所以后来我就按暂停,一句一句的跟读。不知道大家都是如何跟读的?